In Venice Fanny continues to cold -shoulder Edmund and spar with his mother, who writes to her husband to employ him,to get him out of Fanny's clutches, in the Bank. The bank is highly successful and Mr. Pancks tells Arthur to invest in it to increase capital for his business. Arthur is also a witness to a row between Mr. Meagles and Mrs. Gowan over the marriage neither of them wanted. Rigaud returns to London and Arthur sees him talking to Miss Wade, whom he follows to Casby's house where Flora flirts with him and Mr. F's aunt insults him. Pancks tells Arthur that Casby holds an allowance in trust for Miss Wade,hence her visits, but Arthur is not wholly convinced. Later he catches up with Rigaud at his mother's but she refuses to disclose their business. In fact Rigaud is seeking to blackmail her over the contents of the box he stole from Flintwinch's twin brother, but she is unaware that he possesses them and feels that she has no cause to fear him - wrongly, in the event.
