With federal agents on his heels, a corrupt Miami businessman (Bill Paxton) tapes a million dollars to his midsection and flees to the exotic Cayman Islands, his unsuspecting daughter Pippa (Agnes Bruckner) reluctantly in tow. But while her father is desperately laundering his dirty money with a British investment banker (Stephen Dillane), who is skilled in washing ill-gotten gains, Pippa runs off to explore the island and its wild party scene with native Caymanian Fritz (Victor Rasuk). This island bad-boy is a real charmer with a dark side that's liable to get Pippa and her father in serious trouble. He's also an ominous thread connecting a sinister drug lord to Shy and Andrea (Orlando Bloom and Zoe Saldana), two innocent lovers whose forbidden passion ignites a violent chain reaction across the West Indies paradise and turns the tropical haven into a refuge that's anything but safe.